Set your own exchange rate. Know what things actually cost.
HowMuchie converts foreign prices using the rate you really got, whether you paid with cash, card, or ATM. It tracks every spend against your trip budget. No signal needed.
Free to start. One-time unlock, no subscription.
Launch offer: 60% off. One payment, no subscription.
Available for iPhone in selected App Store regions.
The rate gap
The rate you got. Not the rate online.
Every other converter shows you a rate you'll never get. Google, your phone, and almost every currency app show the mid-market rate, which is the rate banks trade at with each other. You are not a bank. The exchange counter took a margin. Your card added its own on top. By the time that dinner reaches your statement, it costs more than the number you checked before you ordered it. Do that forty times in a week and the holiday you budgeted for isn't the holiday you paid for.
HowMuchie works from the other end. You tell it the rate you actually got. Every number after that is true.
How it works
Four steps, once per trip.
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Set your rate.
Whatever the exchange counter quoted, or whatever your card charged last time. One number, once.
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Type the price.
Open the app and the keypad is already waiting with your trip loaded.
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Tap Spend.
Log it with a note in two taps. “Night market bag.” Done.
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Watch your budget move.
Spent, remaining, and what you've got left per day update the second you log it.
Budget pace
See the day you'll run out of money.
Not after the trip. While there's still time to slow down.
Most budget apps tell you what you spent. HowMuchie tells you where you're heading.
Log a spend and the app works out the pace you're travelling at: how much you've got left, how much that leaves you per day, and whether you're on course to run out before the trip does. If you are, it says so in plain words while there's still time to slow down.
Colour-coded, so you get it at a glance without reading anything. When the trip is done, it is archived. Next time you're planning a week in Tokyo, you know what a week in Tokyo actually costs you.
Offline & private
Private trip budgets and spending stay on your device. When you sign in to use Travel Groups, account and shared-group information sync securely so members can see the same group. A receipt photo is shared only when you explicitly attach it to a group expense, and everyone in that group can see it.
Pricing
Pay once. That's the whole pricing page.
Pay once. Right now, pay less.
Free gets you one trip at a time and a small banner at the bottom. One payment removes both, permanently. No monthly fee for an app you use three weeks a year.
Free gets you one trip at a time and a small banner. One payment removes both permanently. It is 60% off while the launch offer runs. No monthly fee for an app you use three weeks a year.
Free
- One trip at a time
- A small banner at the bottom
- Every conversion and budget feature
One-time unlock
One-time unlock: 60% off
- Keep every trip
- No banner, permanently
- One payment, not a subscription
Questions
Straight answers.
Can I set my own exchange rate instead of using live rates?
Yes. Enter the rate you were actually given by a money changer, your bank card, or an ATM. Every conversion uses that rate instead of the live market rate.
Does it work without internet?
Your private trip tools stay on your device. Travel Groups and shared receipt photos need an internet connection.
Is there a subscription?
No. Free with one trip and a banner. One-time payment removes both, permanently.
What exchange rate does my credit card actually use?
Your card issuer applies its own margin plus often a separate fee; check a past statement (charged ÷ price = your real rate) and enter that.
Does it track my holiday spending?
Yes. It logs spending against a per-trip budget and shows your running total, daily allowance, and overspend warning.
What stays on my device?
Private trip budgets and spending stay on your device. Account and shared-group information sync securely when you use Travel Groups.
Is HowMuchie on iPhone?
Yes. HowMuchie is available for iPhone in selected App Store regions. Availability varies by country, so check your local App Store.